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SPEC HOME LOANS

Business loans to builders for the construction of a model or spec home

  • Loan amounts from $95,000 to $4,000,000

  • Loan amounts up to 60% of the appraised value

(75%-80% LTCost;  LTValue reduction may apply based on loan;  pre-sold homes up to 75% contract price)

  • Land purchase may be included in the loan

  • Rates: Prime Rate plus 2.95% - 3.95%

(based on borrower qualifications)

Thanks for choosing Kaiser Financial Services

Printable Loan Application PDF

Construction Builder Profile

Construction Cost Breakdown

Kaiser Financial Services, Inc.

171 NE 6th Court

Dania Beach FL 33004 

Kaiser Financial Services, Inc.

864 Grand Ave #995

San Diego, CA 92109

Direct: (760) 383 1293

Office: (800) 896 4932

Fax:   (800) 896 4936 

@

 

E-Mail

TeamRoger@RogerChandler.com

Kaiser Financial Services, Inc. NMLS: 110855.  CA DRE: 01216803

Roger Chandler, Broker. NMLS: 115599.  CA DRE: 01093719.

Mortgage Brokerage in CA & FL.

To view our NMLS filings, GO HERE.

To read important legal disclaimers, GO HERE.

To read our Compliancy and Call-to-Action Consent, GO HERE.

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© 2025 Kaiser Financial Services, Inc.

QUESTIONS? Click Here.

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